Housing Improvement Programs (Rehab)

Loan Subordination and Payoff Requests

Use this form to submit a request for a subordination or payoff of an existing loan from the Urban Programs Department

Subordination/Payoff Request Form

CDBG Housing Programs

Housing Improvement Program - Owner Occupied

This program offers 0% interest loans to correct code, safety, health or accessibility issues.  Examples include roofs, electrical, plumbing, wheelchair ramps and more.  Loans up to $40,000 + $5,000 for each additional unit.

  • Owner must reside at property
  • Owner must be low-moderate income
  • Property cannot be more than four units
  • Mobile homes are generally not eligible

Please refer to the full guidelines or call for more information. Housing Improvement Program - Rules (PDF)

Rental Improvement Program - Investor Owned

This program offers 0% interest loans to correct serious code, safety, health or accessibility issues.  Loans up to $20,000 + $5,000 for each additional unit.

  • Owner cannot reside at property
  • Tenants must be low-moderate income
  • Property cannot be more than eight units
  • Owners must contribute 10% of the total contract costs

You can view the Rental Improvement brochure or the full program guidelines here.

Contractor Pre-Qualification List

Contractors interested in bidding on projects: please complete the required forms and submit to our office.  Instructions on how/who to submit are contained in the form; email is preferred. 

Contractors on the list will be notified by email of all upcoming bid opportunities. Note: housing rehab, lead-paint and non-profit improvement projects are generally not posted through the City’s Purchasing Department.  The resulting contracts are between the Contractor and owner, not the City.  Urban Programs acts as the project manager, facilitating the process between the parties.

Enrollment for the pre-qualification list is open at all times. Minority and/or woman owned businesses as well as Section 3 businesses are encouraged to participate. If you need assistance completing the forms, please contact our office.